|
Carmona Estates is a sprawling development almost 60 hectares large, and composed of nine different phases. Currently available are units in Carmona Estates 3,4,6, and 7.
Carmona Estates 6 was recently opened to the market. It offers only one house model namely PINES, which is designed with the modern family in mind as it combines form and function with a spacious lay-out and tasteful finish. The model has a typical lot area of 50 square meters and has a house area of 60 square meters with a balcony. At Carmona 6, the homeowner can enjoy the refreshing warmth of home as he can take a walk amidst rich pine trees, be refreshed at the pool, or chill out with family and friends at the clubhouse.
Carmona Estates is conveniently located near the Carmona Exit of the South Luzon Expressway, and just a few minutes away from the Carmona town proper and public market. It is only a 30 minute drive from the Makati Central Business District and has access to schools, hospitals, and business establishments in the nearby towns of Laguna. Definitely a lot closer when compared to Sta Rosa, less busy compared to Binan, and for those who live further south of Laguna, Carmona Estates is strategically located midway for all your personal and family lifestyle needs.
Its amenities allow you to enjoy the comforts of your community for leisure, spirituality, and family fun.
PAG-IBIG FINANCING
HOUSE AND LOT UNIT: PINES
TOWNHOUSE TYPE
PRICE STARTS P980,000 to P1,972,000
*The bigger the lot area the prices increase.
Lot Area: 50 sq meter
Floor Area: 60 square meter
Number of Bedroom: 3
Number of toilet and Bath:2
2 Storey
Selling Price..................................Php980,000
Listing Miscellaneous Fee.............P117,600.00
Total Contract Price....................P1,097,600
Less PAG-IBIG Loan Amount
Reservation fee............. P10,00.00
Net Cash Out...................P87,600.00
If payable to 12 months ... P7,300.00
Maximum Loan Amount.................P1,000,000.00
Monthly Amortization
If 30 yrs: P9,941.19
Required Monthly Income : P24,852.04
If 25 yrs: P10,235.62
Required Monthly Income : P25,589.04
If 20 yrs: P10,777.60
Required Monthly Income : P26,943.99
*Period of House Completion 12 to 15 months
Upon full Payment and Loan take out can move in to the Unit.
HOUSE UNIT: PINES
SINGLE DETACHED
Lot Area: 80 sq meter
Floor Area: 60 sq meter
Number of Bedroom:3
Number of toilet and Bath:2
FOR BANK FINANCING
Selling Price: P1,333,000
Add Legal Miscellaneous fee : P106,640.00
Total Contract Price : P1,439,640.00
20% Downpayment: P266,600.00
Less Reservation fee: P20,000
Net Downpayment: P246,600.00
(Net DP payable in 12 mos. W/out Interest)
Monthly DP if Paid in 12 mos...........P20,550.00
80% BALANCE.................................P1,173,040.00
BANK MONTHLY AMORTIZATION
• Bank Financing computation is base on your bank of choice and subject to the bank’s requirements
• Bank’s prevailing interest at point of takeout shall apply
• Indicative interest rate shall be used in computing for monthly amortization
5 yrs @ 10.5%: P25,833.12
Required Net Disposable Income : P86,110.42
10 yrs @ 10.5%: P16,488.33
Required Net Disposable Income : P54,827.78
15 yrs @ 10.5% : P13,586.69
Required Net Disposable Income: P45,288.97
20 yrs @ 10.5% : P12,331.32
Required Net Disposable Income : P41,104.39
25 yrs @ 10.5% : P11,695.55
Required Net Disposable Income :P38,985.16
*Period of House Completion 12 to 15 months
Upon full Payment and Loan take out can move in to the Unit.
DISCOUNTS GUIDELINES
(From date of Reservation):
1. DISCOUNT ON FULL PAYMENT OF TOTAL CONTRACT PRICE:
1-7 days..........10.0%
8-30 days.........9.5%
31-60 days.......9.0%
61-90 days.......8.5%
91-120 days.....8.0%
121-150 days...7.5%
151-180 days...7.0%
181-210 days...6.5%
211-240 days...6.0%
241-270 days...5.5%
271-300 days...5.0%
301-330 days...4.5%
331-360 days...4.0%
2. DISCOUNT ON FULL PAYMENT OF DOWNPAYMENT:
(Inhouse/Bank Financing Only)
1-30 days........7.5%
31-60 days......7.0%
61-90 days......6.5%
91-120 days....6.0%
121-150 days..5.5%
151-180 days..5.0%
3. DEFFERED CASH PAYMENT:
24 mos. zero (0) interest
(Pay in 24 equal installment without Interest)
IMPORTANT NOTICE - NO DP DISCOUNT FOR:
Ready for Occupancy Units.
Direct Pag-ibig Financing.
CASH PAYMENT SCHEME
Selling Price Net of Reservation Fee
10% Discount within 7 days from the date of reservation
9.5% Discount within 8 to 30 days from the date of reservation
9% Discount within 31 to 60 days from the date of reservation
8.5% Discount within 61 to 90 days from the date of reservation
*Prices are subject to change prior notice
Always ask for price updates when inquiring.. Thank you
Hassle Free Loan Application - Developer will handle Pag-ibig processing. Just submit all the required documents within 15 days after date of reservation..
REQUIRED DOCUMENTS - IN-HOUSE FINANCING
(Must be submitted withinin 15-30 days from Reservation date)
1.)Valid ID/TIN
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment ITR or Bank Account
6.) FOR OFW: Job Contract and Photocopy of Passport
7.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
REQUIRED DOCUMENTS - BANK FINANCING
(Must be submitted withinin 15-30 days from Reservation date)
1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married) or Death Certificate (Widow)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation-
10.) Latest Income Tax Return or ITR
11.) Postdated Checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.
A.) 12 pcs. Downpayment or According to DP terms
B.) 1 pc. Guarantee check
If OFW - SEAMAN - Add these documents:
12.) Passport (Xerox)
13.) Certificate of employment from Agency and/or Job Contract
14.) Exit Pass (Authenticated by POEA)
15.) Special Power of Attorney - Notarized
IF OFW - LANDBASE - Add this documents:
16.) Certificate of Employment from Company - Notarized
17.) Latest contract of Employment (Authenticated by POEA)
REQUIRED DOCUMENTS - PAG-IBIG FINANCING (Locally Employed)
(Must be submitted withinin 15-30 days from Reservation date)
1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (3 months)
7.) MSVS - Membership Status Verification Slip from Pag-ibig)
8.) Pag-ibig Counselling from the Developer
9.) TIN
10.) Certificate of Employment with Compensation
11.) ITR
12.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.
A.) 12 pcs. Or as per Downpayment/Equity term choosen
B.) 44 pcs. for Monthly Amortization
C. ) 2 pcs. Realty Property Tax (2 yrs.)
D. TOTAL 58 CHECKS
If OFW - Add these documents:
13.) Passport (Xerox)
14.) Job Contract
Note:
Any two (2) of the following are accepted valid ID's:
Passport/Drivers License..PRC ID..NBI Clearance..Police Clearance
Postal ID..GSIS E-Card..SSS..Philhealth Card..Senior Citizen..OWWA ID
OFW ID..Seaman'sBook..Alien Certification Registration.....
Immigrant Certification.
FOR INQUIRIES, APPOINTMENT FOR TRIPPING, & RESERVATION
Please Contact me,
MARIE O. JASARENO
Real Estate License Broker #20270
ADVENT REALTY
My Mobile Number is 09195010091
My Email Add: info_restate@yahoo.com
(TRUST the License Broker not the SALESMAN w/o the license to market the Real Estate)
Submission Date: 02-09-2009
Last Update: 02-10-2009
|
