VILLE DE PALM

Ville De Palme, also known as Village of Palms, is a sunny village that offers a cozy yet energetic lifestyle of a starting family. With this kind of setting, the essence of this community is embodied in the symbolical meaning of Palms, which is Success.



Living cozily and having an active lifestyle in a community that offers vitality and a relaxing charm, Ville De Palme is definitely a success for one’s family.



Ville De Palme offers two house models, the Nuvo and the Elan. The Nuvo model has a typical floor area of 35 sqm on a 40 sqm lot area., while the Elan has a typical 57 sqm floor area on a 50 sqm lot area. They both assure flexibility and comfortable space for a growing family.



Ville De Palme is located in Barangay Santiago, General Trias, Cavite.



Amenities



* Landscaped Parks

* Swimming Pool

* Clubhouse

* Playground

* Roman Catholic Chapel









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PAG-IBIG FINANCING

HOUSE AND LOT UNIT: NUVO

PRICE STARTS P630,000 to P849,000

*The bigger the lot area the prices increase.

Lot Area: 40 sq meter

Floor Area: 35 square meter

Number of Bedroom: 2

Number of toilet and Bath:1



Selling Price..................................Php630,000.00

Listing Miscellaneous Fee.............P70,600.00

Total Contract Price ....................P705,600

Less PAG-IBIG Loan Amount

         Reservation fee............. P5,000.00

Net Cash Out...................P70,600.00

If payable to 4 months  ... P17,650.00

Maximum Loan Amount.................P630,000.00

Monthly Amortization

If 30 yrs: P4,664.03

If 25 yrs: P4,925.34

If 20 yrs: P5,375.01

*Period of House Completion 4 to 7 months

Note



* Developer accepts/process Pag-ibig Financing in all Ville de Palme.

* Processing fee includes transfer of title & other miscellaneous expense.

* Buyer can move in upon full equity payment and Pag-ibig loan take-out.

* Complete documents should be submitted early.

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FREQUENTLY ASKED QUESTIONS



1. Reservation is Php10,000.00. It is not refundable but is part of the downpayment. Buyer can transfer to another unit/project provided under same developer. All payments will be credited to the new unit choosen. Wala pong penalty or mawawala sa payment. Just pay transfer fee of Php3,000.00.



2. Monthly Downpayment - your first downpayment will start 30 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.



3. Monthly Amortization - the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.



HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT:



* Month 1 - DAY 1......Reservation

* Day 7-15.................Submission of Requirements

* Month 2..................1st Monthly Equity or Downpayment

* Month 3..................2nd Monthly Equity or Downpayment

* Month 4..................3rd - 12th Monthly Equity or Downpayment

* Month 14...............1st Monthly Amortization and House Turnover



4. Kailan Puede Lumipat - Construction of the house and land development is ongoing now. For Pag-ibig Financing - after full payment of equity and Pag-ibig loan take out (Pag-ibig has paid the developer). So its important to submit all the required documents for early processing and evaluation.



5. Ready for Occupancy Units (RFO) - there are ready for occupancy units of Nuvo @ Ville de Palme. To be able to transfer/move-in to RFO units, full equity must be paid and loan has been taken-out by Pag-ibig or Bank Financing. If thru In-house financing, lipat agad after full payment of equity or downpayment. Please take note that turn-over unit has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.



6. Hassle Free Loan Application - Developer will handle Pag-ibig processing. Just submit all the required documents within 15 days after date of reservation..



7. REQUIRED DOCUMENTS - IN-HOUSE FINANCING

(Must be submitted withinin 15-30 days from Reservation date)



1.)Valid ID/TIN

2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)

3.) Residence Certificate (husband & wife Atty in Fact)

4.) Birth Certificate (for Single) or Marrriage Contract (for Married)

5.) Certificate of Employment ITR or Bank Account

6.) FOR OFW: Job Contract and Photocopy of Passport

7.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.



A.) 12 pcs. as per Dp/Equity term choosen

B.) 36 pcs. for Monthly Amortization

C.) 1 pc. Guarantee Check

D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.

E.) TOTAL CHECKS .....53 CHECKS



8. REQUIRED DOCUMENTS - BANK FINANCING

(Must be submitted withinin 15-30 days from Reservation date)



1.) 3 pcs. ID picture 1x1 (applicant)

2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)

3.) Cedula

4.) Birth Certificate (if single) or Marriage Contract ( if Married) or Death Certificate (Widow)

5.) Proof of Billing Address or Certification from Owner if Renting

6.) Payslip (6 months)

7.) Photocopy of Bank Book (last 6 months)

8.) TIN

9.) Certificate of Employment with Compensation-

10.) Latest Income Tax Return or ITR

11.) Postdated Checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.



A.) 12 pcs. Downpayment or According to DP terms

B.) 1 pc. Guarantee check



If OFW - SEAMAN - Add these documents:



12.) Passport (Xerox)

13.) Certificate of employment from Agency and/or Job Contract

14.) Exit Pass (Authenticated by POEA)

15.) Special Power of Attorney - Notarized



IF OFW - LANDBASE - Add this documents:



16.) Certificate of Employment from Company - Notarized

17.) Latest contract of Employment (Authenticated by POEA)



9. REQUIRED DOCUMENTS - PAG-IBIG FINANCING (Locally Employed)

(Must be submitted withinin 15-30 days from Reservation date)



1.) 3 pcs. ID picture 1x1 (applicant)

2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)

3.) Cedula

4.) Birth Certificate (if single) or Marriage Contract ( if Married)

5.) Proof of Billing Address or Certification from Owner if Renting

6.) Payslip (3 months)

7.) MSVS - Membership Status Verification Slip from Pag-ibig)

8.) Pag-ibig Counselling from the Developer

9.) TIN

10.) Certificate of Employment with Compensation

11.) ITR



12.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.



A.) 12 pcs. Or as per Downpayment/Equity term choosen

B.) 44 pcs. for Monthly Amortization

C. ) 2 pcs. Realty Property Tax (2 yrs.)

D. TOTAL 58 CHECKS



If OFW - Add these documents:



13.) Passport (Xerox)

14.) Job Contract



Note:

Any two (2) of the following are accepted valid ID's:



Passport/Drivers License..PRC ID..NBI Clearance..Police Clearance

Postal ID..GSIS E-Card..SSS..Philhealth Card..Senior Citizen..OWWA ID

OFW ID..Seaman'sBook..Alien Certification Registration.....

Immigrant Certification.

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DISCOUNTS GUIDELINES

(From date of Reservation):

1. DISCOUNT ON FULL PAYMENT OF TOTAL CONTRACT PRICE:

1-7 days..........10.0%

8-30 days.........9.5%

31-60 days.......9.0%

61-90 days.......8.5%

91-120 days.....8.0%

121-150 days...7.5%

151-180 days...7.0%

181-210 days...6.5%

211-240 days...6.0%

241-270 days...5.5%

271-300 days...5.0%

301-330 days...4.5%

331-360 days...4.0%

 2. DISCOUNT ON FULL PAYMENT OF DOWNPAYMENT:

 (Inhouse/Bank Financing Only)

 1-30 days........7.5%

 31-60 days......7.0%

 61-90 days......6.5%

 91-120 days....6.0%

 121-150 days..5.5%

 151-180 days..5.0%

 3. DEFFERED CASH PAYMENT:

 24 mos. zero (0) interest

 (Pay in 24 equal installment without Interest)

 IMPORTANT NOTICE - NO DP DISCOUNT FOR:

 Ready for Occupancy Units.

 Direct Pagibig Financing.

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CASH PAYMENT SCHEME

Selling Price Net of Reservation Fee

10% Discount within 7 days from the date of reservation

9.5% Discount within 8 to 30 days from the date of reservation

9% Discount within 31 to 60 days from the date of reservation

8.5% Discount within 61 to 90 days from the date of reservation

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*Prices are subject to change prior notice

Always ask for price updates when inquiring.. Thank you

FOR INQUIRIES, APPOINTMENT FOR TRIPPING, & RESERVATION

Please Contact me,

MARIE O. JASARENO

Real Estate License Broker #20270

ADVENT REALTY

My Mobile Number is 09195010091

My Email Add: info_restate@yahoo.com

(TRUST the License Broker not the SALESMAN without the license to market the Real Estate)